Phil Smith assisted me with an accident benefits issue with my insurance company following a motor vehicle accident. His assistance and that of his colleague Denise made all the difference for me. Phil and Denise were both very responsive to any questions I had, were willing to talk through the issues with me as they came up, were both kind, respectful and incredibly helpful. I am very grateful for the assistance provided and it was a wonderful experience dealing with them. I highly recommend Phil and Denise to anyone dealing with similar issues.